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# Sirach, Chapter 29
## Chapter 29
### Loans, Alms and Surety
1 The merciful lend to their neighbor, ^sirach-29-1
by holding out a helping hand, they keep the commandments.
2 Lend to your neighbor in his time of need, ^sirach-29-2
and pay back your neighbor in time.
3 Keep your promise and be honest with him, ^sirach-29-3
and at all times you will find what you need.
4 Many borrowers ask for a loan ^sirach-29-4
and cause trouble for those who help them.
5 Till he gets a loan, he kisses the lender’s hand ^sirach-29-5
and speaks softly of his creditor’s money,
But at time of payment, delays,
makes excuses, and finds fault with the timing.
6 If he can pay, the lender will recover barely half, ^sirach-29-6
and will consider that a windfall.
If he cannot pay, the lender is cheated of his money
and acquires an enemy at no extra charge;
With curses and insults the borrower will repay,
and instead of honor will repay with abuse.
7 Many refuse to lend, not out of meanness, ^sirach-29-7
but from fear of being cheated needlessly.
8 But with those in humble circumstances be patient; ^sirach-29-8
do not keep them waiting for your alms.
9 Because of the commandment, help the poor, ^sirach-29-9
and in their need, do not send them away empty-handed.
10 Lose your money for relative or friend; ^sirach-29-10
do not hide it under a stone to rot.
11 Dispose of your treasure according to the commandments of the Most High, ^sirach-29-11
and that will profit you more than the gold.
12 Store up [[almsgiving]] in your treasury, ^sirach-29-12
and it will save you from every evil.
13 Better than a mighty shield and a sturdy spear ^sirach-29-13
it will fight for you against the enemy.
14 A good person will be surety for a neighbor, ^sirach-29-14
but whoever has lost a sense of shame will fail him.
15 Do not forget the kindness of your backer, ^sirach-29-15
for he has given his very life for you.
16 A sinner will turn the favor of a pledge into misfortune, ^sirach-29-16
17 and the ungrateful will abandon his rescuer. ^sirach-29-17
18 Going surety has ruined many who were prosperous ^sirach-29-18
and tossed them about like waves of the sea;
It has exiled the prominent
and sent them wandering through foreign lands.
19 The sinner will come to grief through surety, ^sirach-29-19
and whoever undertakes too much will fall into lawsuits.
20 Help your neighbor according to your means, ^sirach-29-20
but take care lest you fall yourself.
### Frugality and Its Rewards
21 Life’s prime needs are water, bread, and clothing, ^sirach-29-21
and also a house for decent privacy.
22 Better is the life of the poor under the shadow of their own roof ^sirach-29-22
than sumptuous banquets among strangers.
23 Whether little or much, be content with what you have: ^sirach-29-23
then you will hear no reproach as a parasite.
24 It is a miserable life to go from house to house, ^sirach-29-24
for where you are a guest you dare not open your mouth.
25 You will entertain and provide drink without being thanked; ^sirach-29-25
besides, you will hear these bitter words:
26 “Come here, you parasite, set the table, ^sirach-29-26
let me eat the food you have there!
27 Go away, you parasite, for one more worthy; ^sirach-29-27
for my relative’s visit I need the room!”
28 Painful things to a sensitive person ^sirach-29-28
are rebuke as a parasite and insults from creditors.
\* (29:1] – [20) Some practical maxims concerning the use of wealth. Give to the poor (vv. [8] – [9]), lend to a needy neighbor, but repay when a loan falls due lest the lender’s burden be increased (vv. [1] – [5]) and his kindness abused (vv. [6] – [7]); through charity build up defense against evil (vv. [10] – [13]). Help your neighbor according to your means, but take care not to fall (v. [20]), for the shameless play false and bring their protectors and themselves to misfortune and ruin (vv. [14] – [19]).
\* (29:12] – [13) In Ben Sira’s day, [[almsgiving]] and righteousness were practically identified.
\* (29:14] – [17) Ben Sira is more lenient on going surety than earlier sages; cf. [Prv 6:1] – [5].
\* (29:21] – [28) Those who provide their own basic needs of food, clothing and dwelling, and are content with what they have, preserve their freedom and self-respect (vv. [21] – [23]). But if they live as guests, even among the rich, they expose themselves to insult and rebuke (vv. [24] – [28]).
a. (29:1) [Dt 15:8]; [Ps 112:5]; [Prv 19:17].
b. (29:2) ([[exodus-22|Ex 22]]:24] – [26]; [Lv 25:36]; ([[matthew-05|Mt 5]]:42].
c. (29:9) [Sir 4:1] – [6]; [Lv 19:9] – [10]; [23:22].
d. (29:11) [[sirach-17|Sir 17]]:22 – [23]; [Tb 4:7] – [11].
e. (29:14) [Sir 8:13].
f. (29:18) [Prv 6:1] – [2]; [11:15].
g. (29:21) [Sir 39:26].
h. (29:22) [Sir 40:29].
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_New American Bible, revised edition_ (2010, 1991, 1986, 1970) Confraternity of Christian Doctrine, Washington, D.C.
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